[Real Genius LLC] Website Privacy Policy

 

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

• Social Security number and income

• account balances and payment history

• credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Real Genius chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information                    Does Real Genius share?                         Can you limit this sharing?

For our everyday business purposes—                                                                                                                         Yes                                                                                                         No

such as to process your transactions, maintain

your account(s), respond to court orders and legal

investigations, or report to credit bureaus

 

For our marketing purposes—                                                                                                                                        Yes                                                                                                        No

to offer our products and services to you

 

For joint marketing with other financial                                                                                                                          Yes                                                                                                       No

companies

 

For our affiliates’ everyday business purposes—                                                                                                          No                                                                                                        No

information about your transactions and

experiences

 

For our affiliates’ everyday business purposes—                                                                                                          No                                                                                                        No 

information about your creditworthiness

 

For our affiliates to market to you                                                                                                                                   No                                                                                                        No 

 

For nonaffiliated to market to you                                                                                                                                   No                                                                                                        We don't share

To limit our sharing

• Call (502) 767-2999 to notify us of your choice.
• Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
• However, you can contact us at any time to limit our sharing.

 

Call (502) 767-2999

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Real Genius does not have any affiliates.

 

Nonaffiliated

Companies not related by common ownership or control. They can be financial and nonfinancial companies. Real Genius does not share with nonaffiliated companies, except in the context of joint marketing with other financial companies.

 

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We do not have any joint marketing partners.